Our Brands
The Premier Provider of Specialty Insurance Solutions
AF Group is a nationally recognized holding company whose affiliated insurance companies are rated “A” (Excellent) by A.M. Best. Headquartered in Lansing, Mich., our companies provide workers’ compensation and other specialty insurance solutions across the U.S.
Accident Fund
Accident Fund Insurance Company of America has been providing workers’ compensation insurance coverage since 1912. We are insurance professionals and a leading provider of workers’ comp coverage across the United States. Accident Fund partners with independent agents to provide small to mid-size businesses with exceptional claims expertise, unrivaled loss control services and extensive online safety resources and training.
Who We Serve:
Serving small to mid-sized businesses. Licensed in all 50 states.
Interested in becoming an agent?
Accident Fund puts great value in our partnerships with independent agents. We strive to make doing business with us as easy as possible.
United Heartland
United Heartland is a leading regional workers’ compensation carrier with a high-touch service model and broad experience that allows for nimbleness and responsiveness to effectively manage large accounts with complex needs. Through collaborative partnerships, United Heartland delivers the ultimate insurance program while building long-term relationships with customers and valued partners in the insurance industry.
Who We Serve:
Serving the education, health care, long-term care facilities, manufacturing, nonprofits/social services and wholesale/retail industries and beyond. Licensed in all 50 states.
Interested in becoming an agent?
United Heartland partners with independent agents dedicated to helping businesses thrive and keeping workers safe and productive.
CompWest
CompWest Insurance is a dynamic provider of workers’ compensation insurance in California and select Western states, serving customers in health care, hospitality, manufacturing, professional services, retail, and wholesale services, as well as artisan contractors. CompWest provides leading strategies and insurance innovation to small and mid-market employers who want to achieve long-term cost savings.
Who We Serve:
Serving customers in construction, health care, manufacturing, professional services, retail/wholesale and nonprofits/social services segments. Licensed in all 50 states.
Interested in becoming an agent?
At CompWest we understand that working with great agents is the first step in protecting our customers. We partner with regionally owned commercial lines agents with significant workers’ compensation volume and expertise.
Third Coast Underwriters
Third Coast Underwriters (3CU) specializes in workers’ compensation insurance and is dedicated to understanding and actively managing complex workers’ compensation risk with an unwavering attention to service. Since 3CU’s inception, our insurance professionals have focused on one central premise — exceeding our customers’ expectations.
Who We Serve:
Serving customers within agribusiness, construction, emerging markets, energy, longshore, mergers and acquisitions and transportation segments. Licensed in all 50 states.
Interested in becoming an agent?
Third Coast Underwriters values the strong partnerships we have with our network of independent agents. We provide the support you need to help protect our customers and their employees.
AF Specialty
AF Specialty provides fronting services and captive solutions to insurance carriers, managing general agents, reinsurance intermediaries, and captive managers seeking a fronting facility to place well-managed, turnkey commercial property, and casualty programs. This exceptional product provides eligible partners with multiple entities of fronting paper that are rated “A” (Excellent), which allows AF Specialty to write a broad spectrum of coverages on a national platform.
Fundamental Underwriters
Fundamental Underwriters is a specialty-managing general underwriter with expertise in mid-market trucking risks. Offering competitive pricing, coverages, and partnership needed to keep operations in motion, Fundamental Underwriters delivers individual underwriting solutions, consultative loss control programs, and rapid claims resolutions for risks with superior safety cultures.
Who We Serve:
Serving mid-sized commercial trucking accounts that don’t meet criteria for preferred pricing but possess the cultural and technological characteristics to avoid poor performance.
Assigned Risk Solutions
Assigned Risk Solutions (ARS) provides workers’ compensation coverage to small- to mid-sized businesses in the involuntary market. ARS policies are underwritten by Accident Fund Insurance Company of America and serviced by Assigned Risk Solutions a team that works diligently to ensure customer satisfaction throughout the life of their policies.
Who We Serve:
Serving small to mid-sized businesses. Licensed in all 50 states.
AmeriTrust Group
AmeriTrust Group, Inc. offers specialty insurance programs and products including workers’ compensation, commercial package and automotive business coverages, and comprehensive product offerings in various industry segments.
